Imagine trying to make a purchase with your debit card only to have it declined. How would that feel?

In the past, Security National Bank has covered most clients’ purchases, as a convenience, when they didn't have available funds. Today, it is important for you to know that recent regulatory changes will affect the level of service we can provide. 

Security National Bank will no longer be allowed to consider authorizing and paying everyday (one-time)* debit card transactions and ATM withdrawals that overdraw your account unless you “Opt-in.” 

There is no charge for this service unless you use it. Opt in today for convenience and peace of mind. 

*An everyday or one-time debit card transaction is a single, non-recurring purchase or payment made with your debit card. Examples include purchasing groceries, gas, or other everyday items with our debit card.